13-Week Cash Flow: What, Why, and How?

May 5, 2020

The GrowthLab Weekly Jump is an information session hosted every Monday that tackles relevant issues in today’s trying times. Jumpstart your week with practical advice in times of uncertainty.

In case you missed this week’s Jump session, you can find the slide deck below:

This week’s focus is on the SBA PPP Loan and 13-week cash flow – what, why, and how? 


13-week cash flow – What, Why, and How?

  • What: tactical short-term cash flow planning
  • Why: times of cash crunch, tight working capital needs, or worse yet – COVID-19 – living day to day and week to week
  • How: it’s all about the cash! 
    • But it’s also about the timing!!!

GrowthLab’s 10 Steps to a 13-week cash flow 

Step 1: Your starting balance is your beginning cash balance

Step 2: Anticipate your revenue and know your invoicing process

Step 3: It all starts with your collections

Step 4: Let’s decide who you are going to pay and when 

Step 5: Payroll… can’t forget it, don’t miss it

Step 6: Monthly recurring expenses – auto-debit & credit cards 

Step 7: Expecting the unexpected 

Step 8: Inventory purchases 

Step 9: Developing your cash flow machine 

Step 10: Reconcile it

For more in-dept information on the 10 steps, check out our full blog on our website! 

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